Are you a small business with big plans?
We’ll help you get ahead of the game with a loan application that’s simple and fast.
Whether you’re looking to start up a business, borrow working capital, finance a franchise, or buy plant and equipment, a small business loan could help your company grow. Short on time? You’ll love our quick and easy application process.
Franchise Finance
Franchising can be a highly effective way to leverage a successful business model. As a franchisee, you benefit from a proven brand. As a franchisor it can be a quick route to growing your brand and maximizing its income potential.
Whether you’re a franchisor or franchisee, the commercial challenges are very similar. You need to invest in people, technology, ideas and premises. This usually means finding the right franchise finance solution to provide you with working capital.
Raising funds, typically through a loan, is often a challenge for franchise businesses, Talk to FCG today about your resourcing needs one of our finance specialist will only be to happy to help.
Trade Import/Export Finance
As an importer/Exporter you might typically seek working capital from the time you need to pay for the goods or material you’ve imported or cost of manufacture , until the time you receive cash from the sale of those goods in the market.
An FCG Trade Finance Loan provides convenient and competitive up-front short-term funding for just about any of your trade obligations. The advance can be denominated in domestic currency, or the foreign currency of the payment obligation.
Import/Export loans from FCG may be tailored to each and every import/Export transaction as evidenced by the documentation and do not rely on traditional forms of security. Call our trade finance team today with your specific needs.
Debtor Finance
Debtor Finance is, quite simply, a line of credit linked to and secured by your outstanding accounts receivable. If your business supplies products or services to other businesses on standard trade credit terms, Debtor Finance can help. There are a number of variations in how the service is delivered, ranging from Confidential Invoice Discounting To find out how we have helped businesses like yours, check out our Client Stories and Real Deals.
WHAT ARE THE BENEFITS OF DEBTOR FINANCE?
It is a powerful standalone business finance facility, which helps because:
- As your business grows the facility grows with it
- It is a standalone facility that can sit alongside other business borrowings (such as overdrafts, term loans, and asset finance)
- It helps you grow your business and increase purchasing power through improved cash flow
WILL DEBTOR FINANCE SUIT MY BUSINESS?
If you answer “Yes” to these 3 questions, your business could benefit from a debtor finance facility.
- Do you sell products to other businesses on standard trade credit terms?
- Are your invoices issued for delivered goods
- Does your business have an annual turnover greater than $100,000
Asset Finance
Our flexible equipment and machinery finance solutions include seasonal repayment options, low or no deposits with a repayment schedule tailored to your cash flow requirements .
Our financing options can help you get the equipment your business needs now by enabling you to spread the cost of the asset over its economic life, and use your cash for other business needs. Most of our finance options allow you to borrow against the value of a specific asset
Loans can be tailored to match the life of the equipment you’re buying, with repayments scheduled to match its ability to generate cash for your business.